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RM – Debt Service Management, North

Min Experience

1 years

Location

Across North

JobType

full-time

About the job

Info This job is sourced from a job board

About the role

As a Relationship Manager – Debt Service Management Group, you get an opportunity to manage the mapped retail customer portfolio with a critical focus on pre-delinquency management using data and technology and timely recovery of legitimate dues in cases of default. This requires a flair for building a relationship with the customer while adhering to the Fair To Bank Fair To Customer philosophy in every customer engagement and also managing the channels being used for collections. You are expected to have fair market and customer portfolio insights and relay information back to stakeholders for the maintenance of a healthy portfolio and the implementation of process changes. Different products require a distinguished style of servicing; hence, it becomes imperative to have a good understanding of all the product features. Once an account is deemed an NPA, you will need to chart out the legal course of action while adhering to all audit and compliance guidelines. Another critical aspect of the job is to maximize payments through the digital channel and offer any financial solution required by the customer through collaboration with teams at ICICI Bank.

About the company

ICICI Bank is India's largest private sector bank and a Fortune India 500 company. The Bank has a network of 5,275+ branches and 15,000+ ATMs across India. ICICI Bank is present in 17 countries, with an international network comprising subsidiaries, branches and representative offices.

Skills

data analysis
customer relationship
channel management
360-degree banking
collaboration
delinquency analysis
customer escalation management
legal knowledge
communication skill
awareness of regulations