WeRize
Website:
werize.com
Job details:
About WeRize
India's first social distribution AI fintech platform for the underserved aspirational middle-class- delivering Secured & Unsecured loans, Insurance, and Investment products across 5,000+ small cities of India (referred as India-2). Founded in 2019, WeRize is at an annualized-run-rate of $60 Mn (Gross revenues) and $32Mn (Net) and $7Mn+ of net profits before taxes (3x Y-o-Y growth) with ROE > 20%. We are projecting ~2x growth in topline and ~3x growth in profits over the next 12 months. WeRize operates as a “category creator” three-sided marketplace connecting 17,000+ trained local freelancers with India-2 customers and partner financial institutions, all powered by a full-stack AI operating layer that creates a “flywheel of trust” with self-reinforcing network effects.
- Distributor trust: Freelancers are empowered through AI-led tools that help them act in the long-term best interests of their customers
- Customer trust: End customers rely on WeRize’s assisted distributor, data-driven recommendations across both asset and liability products
- Manufacturer trust: Financial Institutions rely on WeRize’s data, risk management and distribution intelligence to reach small city customers that they can’t serve on their own.
Key highlights: What do we do
- Large, underpenetrated market opportunity: India’s 300Mn+ aspirational middle-class captures ~30% of GDP, yet remains financially underserved across credit, insurance, and investments. Pure-digital models lack the required trust, while physical branches are economically unviable.
- Differentiated, asset-light social distribution: WeRize leverages 17,000+ financially literate freelancers across 5,000+ small cities. This branchless, zero-sales-team model delivers high-trust human touchpoints, superb unit economics, and strong freelancer retention through a broad product suite.
- Proprietary AI driven tech stack: Trained on 20Bn+ data points across 4Mn+ households, WeRize’s AI powers end-to-end operations. For distribution, it optimizes lead gen, selling, and engagement—turning freelancers into professional advisors. For manufacturing, it sharpens risk management, underwriting, and product structuring for high-margin expansion.
To know more about the company, please visit: https://www.werize.com/
Key Metrics
- FY 26 provisional revenue is 315 Cr at consol basis (grown ~23% as compared to FY25).
- Loan book/AUM as of June 2026 ~ INR 1700 Cr. We plan to scale this to 2700 Cr + in next 12 months across various secured and unsecured financial products and investment-based products.
- Profitability- Unlike most of our peer startups, we are already profitable because of our best- in- class unit economics. We made approx. 6.1 Cr of net profits before taxes on consol basis in FY’24 (including all the costs - even ESOP costs). In FY25, profits doubled to approx. 13.5 Cr despite industry wide slowdown. During FY26 profits are approximately 44.6 Cr (provisional), which is more than annual profit of FY25.
- We don't just burn capital—we build value. With over USD 33M in equity raised, our net worth today is higher than our total funding, backed by an ultra-low-cost distribution engine.
- We are aiming for IPO in 2028 with 5 years of profits and aggressive growth.
- Geography Covered- Served customers in 5000+ cities pan India.
- Backed by a high-performing team of ~1,700 employees, driving execution and growth across our expanding footprint.
Fund Raise
Funds Raised: $33 million Last Valuation - $200Mn
Investors:
- British International Investment (BII)-UK Government’s investment fund (UK Government’s $48Bn+ Sovereign Impact Fund –Formally known as “CDC Group” – one of largest investors into Indian Banks and NBFCs)
- Sony Innovation Fund, Japan (Growth Fund Managed by Japan’s Sony Corp- With all Japanese Mega Banks as Investors)
- 3one4 Capital (Venture Capital firm with $750Mn AUM)
- Kalaari Capital (One of India’s largest homegrown VC funds with $1Bn+ AUM)
- Picus Capital, Germany (Prominent European VC Fund with $1Bn+ AUM)
- Orios Ventures (Early-stage fund with companies like Ola and Country Delight in its portfolio)
Founders:
Vishal Chopra, Co-Founder & CEO:
- Ex-CBO Lendingkart – Acquired by Temasek (Government of Singapore sovereign fund)
- First hire of Amazon India - part of the leadership team that launched Amazon.in
- Regional Director, Souq.com - largest e-commerce player in the Middle East. Raised $425Mn, acquired by Amazon
- MBA, ISB Hyderabad
Himanshu Gupta, Co-Founder & CAIO:
- Ex-VP and Head of Data Science, Lendingkart
- Data Scientist, S&P Global/IHS Markit
- BTech, IIT Delhi
- 15+ years’ experience in AI/ML and Data Science
Leadership Team:
Chief Collection Officer:
- Ex-Head of Collections at IndusInd Bank
- AVP-Collections of Deutsche Bank
Group CFO:
- Ex-Managing Director – CredAble
- Ex-Senior Leadership in SMBC, HSBC, Standard Chartered and ICICI Bank
Chief Product & Technology Officer
- B Tech from IIT BHU in Computer Science
- Ex – CPTO of Spice Money , Ex - CTO of Yubi , Ex- Senior Engineering Leader in Meta and Microsoft
Head of Business:
- BTech, IIT Guwahati, MBA- IIM Ahmedabad
- Ex leadership of Uber, Kenco, Rivigo
Head of Strategic Initiatives- Collections and Risk:
- BTech – NIT Suratkhal, MBA – IMT Ghaziabad
- Ex leadership team of Furlenco, Kotak bank. ICICI bank
Head of Data Science:
- B Tech CS – IIT Delhi
- Ex Lead - Analytics and Data Science at TATA Digital
- Ex Director – Risk & Data Science at Cars24
Head of Credit Ops (Founding Team Member):
- Ex-Zonal Head of Credit, HDB (HDFC subsidiary)
- 20+ years of risk and credit experience
Head of Treasury and Partnerships:
- Ex head of debt/capital markets at Udaan , MBA – XLRI Jamshedpur
- Ex ICICI bank
Role Description:
- Passionate about writing good quality content
- Keen interest in simplifying content presentation and ensuring it is action-oriented
- Interest in financial products and financial terminologies
- A good team player who can produce volumes of text with a fine eye for detail
- Ability to communicate in written medium clearly
- Ability to deliver error-free work under tight deadlines
Key Responsibilities:
- 3-5 years of experience with a mix of Hindi content writing + social media content creation + on-camera experience
- Highly proficient in English
- A graduate in any discipline
- Experience in writing financial content
- Experience in writing content in Hindi is mandatory and any regional language is a plus.
Click on Apply to know more.