Head of Regulatory Compliance
Time Hack Consulting
- Location
- Bengaluru, Karnataka, India
- Job type
- Full-time
Required skills
- change management
- compliance
- end-to-end
- product design
About the role
Time Hack Consulting
Website:
timehackconsulting.com
Job details:
Key Responsibilities
- Regulatory Compliance & RBI Governance
- Own and drive end-to-end compliance with RBI regulations applicable to digital lending businesses, NBFCs, and lending partnerships.
- Act as primary SPOC for the RBI on all regulatory communications, inspections, supervisory reviews, audits, reporting requirements, and ad hoc information requests.
- Monitor evolving RBI regulations, circulars, master directions, and supervisory expectations, translating them into actionable business requirements.
- Establish a robust regulatory compliance framework, compliance monitoring program, and governance structure across the organisation.
- Ensure timely submission of all regulatory filings, returns, certifications, and compliance reports.
- Compliance Function Building
- Build and institutionalise the compliance function, policies, controls, monitoring mechanisms, and operating procedures; hire and mentor the compliance team.
- Develop scalable compliance processes that support rapid business growth while maintaining regulatory discipline.
- Drive compliance automation and technology-enabled monitoring capabilities to improve oversight and reporting.
- Product & Business Compliance
- Partner with Product, Business, Credit, Risk, Operations, Technology, and Customer Experience teams to embed compliance at the product design stage.
- Conduct regulatory assessments for new products, partnerships, features, and process changes.
- Evaluate compliance implications of lending programs, digital journeys, customer onboarding, collections, outsourcing arrangements, and third-party partnerships.
- Provide practical regulatory guidance to business teams while balancing growth objectives and regulatory expectations.
- Regulatory Inspections & Audit Readiness
- Lead RBI inspections, supervisory reviews, thematic examinations, and regulatory audits.
- Coordinate internal audits and compliance assessments, ensuring timely closure of observations and implementation of corrective actions.
- Maintain ongoing regulatory readiness through periodic reviews, control testing, and compliance assurance activities.
- Drive remediation programs arising from regulatory observations and audit findings.
- Regulatory Change Management
- Establish a structured regulatory change management process.
- Assess regulatory developments and coordinate implementation across relevant stakeholders.
- Ensure policies, procedures, controls, and operational processes remain aligned with evolving regulatory requirements.
- Stakeholder Management
- Work closely with senior leadership, risk, credit, technology, product, operations, and external regulatory stakeholders.
- Provide periodic compliance updates to leadership and Board-level committees.
- Build strong, credible relationships with regulators and industry bodies.
Ideal Candidate Profile
Experience
- 8+ years of experience in Regulatory Compliance within NBFCs, fintechs, banks, digital lending platforms, or regulated financial institutions.
- Strong exposure to RBI-regulated lending businesses.
- Experience handling RBI inspections, regulatory reviews, audits, and supervisory interactions.
- Proven experience implementing compliance frameworks within a high-growth organisation.
- Exposure to digital lending, consumer lending, unsecured lending, secured lending, or embedded finance ecosystems is preferred.
Skills: rbi,digital,regulatory compliance
Click on Apply to know more.
This page is fully interactive when JavaScript is enabled. Please enable JavaScript to apply or browse related roles.