Digit Insurance
Website:
godigit.com
Job details:
Position Description:
Lead the underwriting strategy and team operations for group health and personal accident insurance, ensuring profitability and portfolio growth.
Key Responsibilities:
- Own the profitability and top-line growth of the Group Health and Group Personal Accident (PA) insurance portfolio.
- Lead the evaluation of group proposals by analyzing claims history, coverage terms, demographics, and market dynamics.
- Ensure timely and competitive quote generation, with a focus on identifying high-conversion, profitable accounts.
- Collaborate with external stakeholders (sales teams, brokers, channel partners, clients) and internal teams (Operations, IT) to support business acquisition and retention.
- Drive efficiency within the underwriting team by identifying automation opportunities and providing inputs for IT system enhancements.
- Stay abreast of industry trends, regulatory changes, and innovations in the group health insurance space.
- Recommend new product ideas and underwriting strategies to maintain a competitive edge.
- Manage and mentor a team of underwriters, ensuring high performance, skill development, and alignment with business goals.
- Foster strong working relationships across the value chain to support seamless execution and client satisfaction.
Key Competencies:
- Group Health Underwriting experience and team management skills
- Strong analytical and numerical reasoning abilities
- Excellent communication skills (oral and written) in English
- Ability to build and maintain collaborative relationships with internal and external stakeholders
- Proactive, solution-oriented mindset with a focus on operational excellence
Behavioral Traits:
- Analytical thinking and problem-solving
- Clear and effective communication
- Collaboration and cross-functional teamwork
- Curiosity and continuous learning
- Business acumen and strategic mindset
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