- Salary
- ₹20 - 40 LPA
- Experience
- 2+ yrs
- Location
- Bengaluru, Karnataka, India
Required skills
- Product Owner
- Product Manager
- Cards
About the role
Required Skills:
Must-Have:
- 3–5 years of Product Management or Product Ownership experience.
- Direct experience with card issuing, issuer processors, or card networks (Visa, Mastercard, etc.).
- Hands-on understanding of authorization, clearing, and settlement processes.
- Strong knowledge of card program mechanics including BIN sponsorship, scheme rules, transaction lifecycle, disputes, chargebacks, and card controls.
- Strong API expertise with experience reviewing API specifications and designing developer-friendly APIs.
- Excellent communication skills with the ability to convert technical and regulatory concepts into product requirements.
- Strong ownership mindset with the ability to work independently and drive outcomes.
- Experience working in fast-paced and ambiguous environments.
Key Responsibilities:
- Work closely with issuer processors (Marqeta, Episode6, Thredd, or similar) and card networks (Visa, Mastercard) to integrate and operationalize card issuing programs.
- Drive end-to-end implementation of card issuing features including card issuance, lifecycle management, transaction authorization flows, and program controls.
- Translate card network rules, processor capabilities, and compliance requirements into detailed product and technical specifications.
- Collaborate with engineering teams to review API contracts, validate implementations, and ensure successful delivery.
- Define and manage APIs related to card issuance, controls, and transaction webhooks.
- Design merchant-facing controls including spend limits, merchant category restrictions, transaction rules, and card program configurations.
- Partner with legal, compliance, risk, operations, and GTM teams to ensure regulatory adherence across multiple markets.
- Support commercial and partnership teams in designing card programs for enterprise and embedded finance customers.
- Contribute to platform scalability, reliability, and extensibility initiatives.
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