Qualifications and Skills:
Education:
• Bachelor's degree in Finance, Business, Economics, or a related field (Master’s or professional certifications
such as FRM, CFA, or CPA are preferred).
Experience:
• 6-10 years of experience in credit risk management, policy audit, or internal audit roles, preferably in the
fintech, banking, or financial services sector.
• Experience with credit risk models, underwriting processes, and credit portfolio management.
• Strong understanding of regulatory frameworks related to lending, credit risk, and fintech operations.
• Familiarity with industry-specific risk tools, credit scoring systems, and fintech products.
Skills:
• In-depth knowledge of credit risk management principles, policies, and processes.
• Strong analytical skills with the ability to identify and assess complex risks in credit portfolios.
• Excellent attention to detail and the ability to conduct thorough audits.
• Proficient in risk management software, audit tools, and MS Excel (or other data analytics tools).
• Strong written and verbal communication skills, with the ability to present audit findings and risk assessments
to senior management.
• Knowledge of fintech products and services, including personal loans, digital lending, credit cards, and
alternative lending models.