Graduate Intern

KEY ROLES & RESPONSIBILITIES • Work with the team to support various activities in the credit risk value chain for a portfolio of corporates • Supporting in surveillance of portfolios and preparation of event notes • Supporting the team in MIS reporting activities • Supporting in preparing credit reports and financial models based on fundamental analysis for a set of assigned credits/companies • The candidate may have to undertake the below credit assessment activities: o Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. o Preparing sections of credit assessment report and elaborately discuss the company profile and credit risk considerations. o Preparing and updating detailed financial spreads/models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years). o Determine and recommend ratings to the entity based on the internal rating framework and methodology. o Final collation of credit memos • Support the team with any ad-hoc research requests including sector research FUNCTIONAL & BEHAVIOURAL KNOWLEDGE • Good understanding of financial concepts, calculation of key credit metrics and capital ratios • Good knowhow of accounting aspects • Reasonable understanding of credit MINIMUM & PREFERRED EDUCATION • Pursuing Graduation MINIMUM & PREFERRED EXPERIENCE / SKILLS • High level of attention to detail and accuracy; Diligence and hard work • Organization skills and the ability to manage and prioritize workload • Good understanding of MS office products

CRISIL is a leading, agile, and innovative global analytics company driven by its mission of making markets function better. It is India's foremost provider of ratings, data, research, analytics, and solutions with a strong track record of growth, culture of innovation, and global footprint. It has delivered independent opinions, actionable insights, and efficient solutions to over 100,000 customers through businesses that operate from India, the US, the UK, Argentina, Poland, China, Hong Kong, Singapore, Australia, Switzerland, Japan, and the United Arab Emirates (UAE). It is majority owned by S&P Global Inc, a leading provider of transparent and independent ratings, benchmarks, analytics and data to the capital and commodity markets worldwide. CRISIL is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.