Risk Associate - Wholesale lending

This role is in the risk management team of Saison International. The candidate will be based out of Bangalore office, India. As a Risk Analyst at Saison International, you will support the assessment and management of all types of risk, including credit risk, market risk, liquidity risk and operational risk. You will work on establishing and maintaining a robust risk management framework as the risk team is being set up, with a focus on lending entities outside India. Your key responsibilities will be: Risk Oversight and Management Credit Risk: Assist in assessing and managing credit risk for lending activities. Market Risk: Help monitor and manage market risk exposures. Liquidity Risk: Support liquidity management and contingency planning. Operational Risk: Assist in identifying and mitigating operational risks. Risk Capital Calculation and Stress Testing Risk Capital: Help calculate risk capital requirements. Stress Testing: Assist in performing stress tests and developing methodologies, including secondary research to identify and model risks specific to the portfolio. Risk Reporting and Communication Risk Reports: Help develop risk reports for senior management. Audit Preparation: Assist in preparing for audits and ensuring compliance. Team Development and Collaboration Knowledge Sharing: Support sharing of risk expertise and best practices. Collaboration: Work with other departments to ensure holistic risk management. Continuous Improvement Framework Enhancement: Assist in improving risk management tools and methodologies. This could involve secondary research. Training: Participate in training programs to enhance skills. Other Aspects Geographical Scope: Focus on Southeast Asia, Brazil, and Mexico in first year. Travel Requirements: Infrequent travel, potentially to Singapore and some of the subsidiaries.

Established in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintech's. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India's huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. CS India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, CS India has a branch network of 45 physical offices, 1.2 million active loans, an AUM of over US$1.5B and an employee base of about 1,000 people. Credit Saison India (CS India) is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact.