- Location
- Mumbai, Maharashtra, India
- Job type
- Full-time
Required skills
- compliance
- financial analysis
About the role
Website:
Job details:
Responsibilities:
- Conduct thorough assessment, review, and recommendation of credit proposals to the approving authority following detailed due diligence.
- Take complete ownership of credit underwriting and credit administration tasks.
- Perform detailed credit assessments of prospective anchors for Supply Chain Finance programs. This includes analysis of the company's business model, product offerings, management, dealer/vendor
- ecosystem, past credit ratings, market, and reference checks.
- Carry out financial analysis, including Balance Sheet, Profit & Loss Statement, Cash Flow Statements, Ratio
- Analysis, CMA preparation with projections, and sensitivity analysis, and recommend findings to the
- approving authority.
- Analyse various data related to the company for the credit assessment note, including credit rating reports,
- annual reports, investor presentations, stock market performance data, and legal checks.
- Conduct detailed scrutiny of credit reports of entities (proprietorships, partnerships, private limited
- companies) and individuals, and provide detailed observations and recommendations.
- Analyse detailed Credit Approval Memos (CAMs) for counterparties (dealers, vendors), including assessments of financials, bank statements, GST returns, credit bureaus, stock statements, and other
- compliance checks.
- Independently make credit decisions and recommend cases with eligible limits as per the defined credit
- policy.
- Handle large unsecured and secured exposures to counterparties comfortably.
- Coordinate with various vendors (financial institutions, banks) and resolve related issues.
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