Rajsi Infin Consultants Private Limited
Website:
rajsiinfin.com
Job details:
Job Description – Credit Processing Associate (CPA)
Company: Rajsi Infin Consultants Private Limited (NBFC)
Location: Dwarka, New Delhi
Department: Credit
Positions: 2
Salary: ₹20,000–₹22,000 per month + Performance-Based Incentives
Qualification: B. Com Graduate
Experience: Minimum 1–2 years in credit processing for payday loans, short-term personal loans, digital lending, or similar lending products.
Key Responsibilities
- Review loan applications and verify customer documents for completeness and accuracy.
- Analyse CIBIL/credit bureau reports and assess the applicant's credit profile.
- Conduct KYC verification, income assessment, banking analysis, eligibility checks, and repayment-capacity assessment.
- Prepare accurate Credit Assessment Memorandums (CAMs) with findings and recommendations.
- Identify discrepancies, fraud indicators, adverse credit behaviour, and deviations from credit policy.
- Coordinate with Sales and other concerned teams for pending documents or clarifications.
- Ensure timely processing of cases while maintaining proper records in the loan application/credit system.
- Follow the Company's approved credit policy, lending criteria, and internal processes.
Required Skills
- Good analytical, numerical, and documentation skills.
- Understanding of credit appraisal and loan processing.
- Ability to interpret CIBIL/credit bureau reports, bank statements, income documents, and KYC records.
- Experience in preparing CAMs and identifying credit risks or policy deviations.
- Working knowledge of computers, MS Office, and loan application systems.
- Detail-oriented with the ability to process cases accurately within defined timelines.
Preferred: Candidates with hands-on credit processing experience in payday loans, digital lending, personal loans, or other short-term lending products.
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