Agrizy
Website:
agrizy.in
Job details:
Key Responsibilities
- Own end-to-end credit evaluation for a diverse portfolio of large, mid-sized, and emerging corporate clients, with a sharp focus on risk assessment and business sustainability.
- Drive credit decisions by analysing buyer business models, financial health, industry dynamics, and on ground market intelligence.
- Conduct commodity and sector risk analysis across key agricultural value chains, identifying trends,
vulnerabilities, and growth opportunities.
- Build and manage a high-quality credit portfolio with a strong emphasis on proactive risk monitoring and minimizing defaults.
- Draft and periodically review Credit Policies in line with business and regulatory requirements.
- Present key risk observations, mitigants, and recommendations to the Credit Committee.
- Partner closely with business, operations, and leadership teams to drive smooth and efficient credit
evaluation processes.
- Maintain strong documentation and compliance standards aligned with audit and risk requirement
- Play a key role in building scalable credit practices in a fast-growing business environment where ownership, judgment, and commercial thinking are highly valued.
Qualifications
- Minimum 4 years of experience in corporate credit evaluation or credit risk management.
- Strong understanding of corporate credit underwriting and risk assessment frameworks.
- Good knowledge of financial statement analysis, financial ratios, and credit evaluation methodologies.
- Exposure to agri-commodity, trading, or related sectors will be an added advantage.
- Advanced proficiency in Microsoft Excel and financial analysis tools.
- Strong analytical thinking and problem-solving capabilities with attention to detail.
- Effective communication and presentation skills with the ability to clearly articulate risk perspectives.
- Ability to manage multiple evaluations simultaneously and work within defined timelines in a fast
paced environment.
Skills: supply chain finance,credit underwriting,corporate credit
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