U GRO Capital
Website:
ugrocapital.com
Job details:
Company Description
UGRO Capital Limited is a DataTech Lending platform listed on NSE and BSE, dedicated to addressing the small business credit gap in India. Focused on empowering Micro, Small, and Medium Enterprises (MSMEs), UGRO Capital uses advanced data technology and industry expertise to provide tailored financial solutions. The company specializes in serving eight key sectors, including Healthcare, Education, Chemicals, and FMCG, while also extending support to Micro enterprises. With a commitment to innovation and growth, UGRO Capital aims to be India’s largest financing institution for small businesses.
Role Description
This is a full-time on-site role for a Credit Manager based in Guna, Madhya Pradesh, India. The Credit Manager will be responsible for evaluating and analyzing credit applications, assessing creditworthiness, and managing credit risks. Additional responsibilities include ensuring compliance with credit policies, monitoring the performance of credit portfolios, and working closely with stakeholders to achieve business objectives. The role also involves preparing credit appraisal reports and maintaining strong relationships with clients.
Qualifications
- Proficiency in Credit Management, with experience in assessing and processing credit applications.
- Strong skills in Credit Risk Management and the ability to identify and mitigate potential risks efficiently.
- Excellent Analytical Skills and the capability to evaluate financial data and draw accurate conclusions.
- Solid understanding of Finance, including financial metrics, cash flow analysis, and lending principles.
- In-depth knowledge of credit principles and practices that impact MSME financing.
- Strong communication and interpersonal skills to maintain relationships with stakeholders and clients.
- Bachelor’s degree in Finance, Economics, Business Administration, or a related field; advanced degrees or certifications in finance are a plus.
- Experience in the financial services sector, particularly in MSME lending, will be an advantage
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