Kotak Mahindra Bank
Website:
kotak.com
Job details:
Company Description
Kotak Mahindra Prime Limited (KMPL), a subsidiary of Kotak Mahindra Bank Limited, is a leading car finance company in India, established in 1996. KMPL offers financing for new and pre-owned passenger cars, two-wheelers, and provides wholesale financing to automobile dealerships. The company has built strong partnerships with automobile manufacturers and offers Loans Against Property for both commercial and residential real estate purposes. Backed by a robust retail distribution network of 134 branches across 24 states, KMPL is well-positioned as a trusted financial partner in the automobile and property finance sectors.
Role Description
This is a full-time, on-site role located in Kolkata for a Credit Manager – Car Loan. The Credit Manager will be responsible for evaluating, analyzing, and managing credit applications for car loans, ensuring adherence to organizational credit policies. Daily tasks involve assessing credit risk, verifying customer financial data, making sound loan approval/rejection decisions, and collaborating with the credit risk and sales teams to enhance the lending portfolio. The Credit Manager will also monitor loan performance and recommend strategies for risk mitigation and process improvements.
Qualifications
- Proficiency in Credit Management and Credit Risk Management
- Strong Analytical Skills for evaluating financial and credit data
- Solid understanding of Finance and Credit principles
- Excellent communication and decision-making skills
- Bachelor's degree in Finance, Accounting, Business Administration, or a relevant field
- Previous experience in credit assessment, preferably in automobile loans, is a plus
- Ability to work effectively in a fast-paced, on-site environment
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