Shriram Finance
Website:
shriramfinance.in
Job details:
Company Description
Shriram Finance Limited, a part of the 50-year-old Shriram Group, is India's largest retail non-banking financial company (NBFC). The company provides a wide range of credit solutions, including loans for commercial vehicles, two-wheelers, cars, homes, gold, personal needs, and small businesses. Formed in November 2022 through the merger of key Shriram Group entities, Shriram Finance operates over 3,000 branches with more than 77,000 employees. With combined Assets Under Management (AUM) of ₹243,042 crores as of September 30, 2024, Shriram Finance is a trusted partner in transforming lives and supporting financial growth.
Role Description
This is a full-time, on-site role for Credit Head at Shriram Finance, located in Jharkhand, India. The Credit Head will oversee credit management operations, assess and manage credit risk, and ensure compliance with internal and regulatory guidelines. Responsibilities include analyzing financial data, managing loan portfolios, creating credit assessment frameworks, and reporting on portfolio performance. The Credit Head will play a critical role in developing policies to support sound financial decisions while collaborating with cross-functional teams to drive strong portfolio performance.
Qualifications
- Experience in Credit Management and expertise in developing and implementing credit policies
- Strong skills in Credit Risk Management and assessing financial risks
- Proficient Analytical Skills and the ability to interpret complex financial data
- Background in Finance, with knowledge of financial systems and processes
- Experience in Portfolio Management, including monitoring and assessment of credit portfolios
- Strong decision-making abilities, leadership qualities, and ability to manage teams
- Bachelor’s degree in Finance, Accounting, or a related field; an MBA or relevant certification is advantageous
- Familiarity with the local financial market and economic conditions in Jharkhand
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