Headsup Corporation
Website:
headsupcorporation.com
Job details:
Role Summary
The Credit Control & Underwriting Executive will be responsible for evaluating the financial health and creditworthiness of customers by analyzing balance sheets, financial statements, and market information. The role involves recommending credit limits and advising management on whether to initiate, continue, or restrict business with various companies.
Key Responsibilities
Analyze balance sheets, P&L statements, cash flow statements, and other financial data of existing and prospective clients.
Assess financial stability, liquidity, profitability, and risk exposure of companies.
Recommend credit limits, payment terms, and risk mitigation measures.
Approve, review, or decline credit proposals based on financial analysis and internal policies.
Monitor receivables, overdue accounts, and credit exposure on an ongoing basis.
Coordinate with sales and accounts teams to balance business growth with credit risk control.
Prepare credit appraisal notes and risk assessment reports for management review.
Track market trends, customer payment behaviour, and industry risks.
Ensure compliance with company credit policies and internal controls.
Key Skills & Requirements
Strong ability to read and interpret balance sheets and financial statements.
Sound understanding of credit risk, underwriting principles, and financial ratios.
Experience in credit control, underwriting, or risk assessment.
Good analytical, decision-making, and judgment skills.
Ability to take firm credit decisions while supporting business objectives.
Proficiency in Excel and accounting/ERP systems.
Preferred Background
Bachelor’s degree in Commerce, Finance, Accounting, or related field.
Experience in B2B credit evaluation, trade finance, or corporate underwriting is an advantage
Skills: credit control,underwriting,balance sheet,credit evaluation,assessment,credit risk
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