Website:
xperteez.co.in
Job details:
WE’RE HIRING | Australian Mortgage Credit Assessor / Underwriter
Work Mode: Work From Office (WFO)
Shift: Day Shift
Salary Range: ₹6 LPA – ₹15 LPA
Location-Bangalore
Xperteez Technology is looking for experienced Credit Assessors with strong expertise in Australian Mortgage Underwriting and Credit Assessment. We are seeking professionals with hands-on experience in assessing Australian home loan applications, including self-employed income calculations and complex credit analysis.
If you have strong analytical skills, attention to detail, and experience working with Australian lending guidelines and compliance standards, we would like to connect with you.
Key Responsibilities
- Conduct detailed credit assessment for Australian home loan applications, including self-employed cases
- Analyze financial statements and assess credit risk for clients
- Review loan applications and supporting documentation for accuracy and completeness
- Evaluate complex loan structures in line with lender-specific credit policies and regulatory requirements
- Verify customer identity and supporting documents as per compliance standards
- Assess loan applications using the 4 C’s of Credit: Capacity, Capital, Credit, and Collateral
- Perform fraud checks and validate customer information
- Make loan approval or decline decisions based on risk assessment and underwriting guidelines
- Coordinate with lenders, brokers, and stakeholders to support credit decisions
- Ensure all applications meet compliance standards and service-level timelines
Mandatory Requirements
- Experience in Credit Assessment of Australian Mortgage Applications
- Strong expertise in Self-Employed Income Calculation
- Hands-on experience in Australian Home Loan Underwriting and Credit Analysis
- Strong understanding of lending guidelines, compliance, and risk assessment
Preferred Skills
- Excellent analytical and decision-making abilities
- Strong attention to detail
- Good communication and stakeholder management skills
- Ability to work efficiently in a fast-paced environment
Experience Required
Relevant experience in Australian Mortgage Credit Assessment / Underwriting
Qualification
Graduate in any discipline (Finance / Commerce preferred)
Interested candidates are encourage to apply here directly!!!
Click on Apply to know more.