Website:
xperteez.co.in
Job details:
Credit Assessor | Australian Mortgage
We are hiring experienced professionals for the role of Credit Assessor – Australian Mortgage in Bengaluru.
Job Details
- Location: Bengaluru
- Work Mode: Work From Office (WFO)
- Shift: Day Shift
- Employment Type: Full-Time
- Salary Range: ₹6 LPA – ₹15 LPA
Job Overview
We are looking for experienced Credit Assessors with strong expertise in Australian Mortgage underwriting and credit assessment. The ideal candidate must have hands-on experience in assessing Australian home loan applications, including self-employed income calculations and complex credit analysis.
Key Responsibilities
- Perform detailed credit assessment for Australian home loans and self-employed applications.
- Analyze financial statements and assess credit risk.
- Verify customer information and identify fraud risks.
- Review loan documentation for completeness and compliance.
- Assess complex loan structures as per lender credit policies.
- Make loan approval or decline decisions based on income and risk assessment.
- Coordinate with lenders, brokers, and stakeholders for credit decisions.
- Ensure compliance with underwriting guidelines and regulatory standards.
- Conduct assessments based on the 4 C’s: Capacity, Capital, Credit, and Collateral.
- Meet service-level timelines with high accuracy.
Mandatory Requirements
- Experience in Australian Mortgage Credit Assessment.
- Strong expertise in Self-Employed Income Calculation.
- Experience in Australian home loan underwriting and credit analysis.
- Understanding of lending guidelines, compliance, and risk assessment.
Preferred Skills
- Strong analytical and decision-making abilities.
- Excellent attention to detail.
- Good communication and stakeholder management skills.
- Ability to work accurately in a fast-paced environment.
Qualification
Graduate in any discipline (Finance/Commerce preferred)
Preferred Candidates
Immediate joiners or candidates with shorter notice periods will be preferred.
How to Apply
Interested candidates can share their updated resume along with:
- Current CTC
- Expected CTC
- Notice Period
- Current Location
- Relevant Experience in AUS Mortgage Credit Assessment
Click on Apply to know more.