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Website:
xperteez.icu
Job details:
We are hiring experienced professionals for the role of Credit Assessor – Australian Mortgage in Bengaluru.
Job Details
Location: Bengaluru
Work Mode: Work From Office (WFO)
Shift: Day Shift
Employment Type: Full-Time
Salary Range: ₹6 LPA – ₹15 LPA
Job Overview
We are looking for experienced Credit Assessors with strong expertise in Australian Mortgage underwriting and credit assessment. The ideal candidate must have hands-on experience in assessing Australian home loan applications, including self-employed income calculations and complex credit analysis.
Key Responsibilities
Perform detailed credit assessment for Australian home loans and self-employed applications.
Analyze financial statements and assess credit risk.
Verify customer information and identify fraud risks.
Review loan documentation for completeness and compliance.
Assess complex loan structures as per lender credit policies.
Make loan approval or decline decisions based on income and risk assessment.
Coordinate with lenders, brokers, and stakeholders for credit decisions.
Ensure compliance with underwriting guidelines and regulatory standards.
Conduct assessments based on the 4 C’s: Capacity, Capital, Credit, and Collateral.
Meet service-level timelines with high accuracy.
Mandatory Requirements
Experience in Australian Mortgage Credit Assessment.
Strong expertise in Self-Employed Income Calculation.
Experience in Australian home loan underwriting and credit analysis.
Understanding of lending guidelines, compliance, and risk assessment.
Preferred Skills
Strong analytical and decision-making abilities.
Excellent attention to detail.
Good communication and stakeholder management skills.
Ability to work accurately in a fast-paced environment.
Qualification
Graduate in any discipline (Finance/Commerce preferred)
Preferred Candidates
Immediate joiners or candidates with shorter notice periods will be preferred.
How to Apply
Interested candidates can share their updated resume along with:
Current CTC
Expected CTC
Notice Period
Current Location
Relevant Experience in AUS Mortgage Credit Assessment.
Click on Apply to know more.