Website:
idfcfirst.bank.in
Job details:
Opening at: IDFC First Bank
Roll: Credit Analyst (ARM) Corporate Coverage(Wholesale Banking)
Location: Mumbai (BKC)
Work experience required - Minimum 3 year
Responsibilities:
- Performing credit appraisal of clients and analyzing factors such as income growth, market share, risks associated with business, industry, balance sheet analysis etc., across sectors.
- Liaison with Credit Risk, Compliance to get the credit memo approved internally
- Loan disbursement & documentation function including liaison with legal, compliance, other teams.
- Supporting RMs in maintaining credit hygiene of their portfolios by tracking principal/interest payments, LC/BG maturities/expiry and following up with the customers/other internal departments.
- Handling various CAD covenant and Early Warning Signal meetings with appropriate responses for each observations and minimising client's covenants overdue. Ensuring overall portfolio hygiene.
- Assisting Senior Relationship Managers on new clients meetings, internal presentations and MISs.
- Handling various legal, compliance, audit observations aspects of the proposals.
- Handling transaction activities w.r.t. account opening, FD placement, etc.
- Creating and developing client relationships that results in tangible results.
- Visiting clients to improve business relationship with them
- Proactively understanding & assisting RMs/ SRMs in preparation of business/account plans, target client identification.
- Plant visit, regularly interacting with clients, external rating analysts and maintaining call reports
- Avoiding NCL and increasing balance sheet velocity
- Analyzing quarterly financial performance, stock statements, stock audit reports and highlighting trends and deviations
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