Electronica Finance Limited
Website:
electronicafinance.com
Job details:
Company Description
Electronica Finance Limited (EFL) is a leading Non-Banking Finance Company (NBFC) in India, operating with a strong presence across 200+ branches since 1990. Known for being a pioneer in machinery loans, EFL has expanded its offerings to include business loans, working capital loans, solar loans, and loans against property. The company upholds a strong commitment to ethics, mutual respect, and maintaining a professional work culture aligned with global finance practices. With 34 years of experience, EFL has successfully supported over 35,000 customers, with a significant portion of its business driven by loyal, repeat clients.
Role Description
This is a full-time, on-site Credit Analyst role located in Bikaner. The Credit Analyst will be responsible for assessing creditworthiness, conducting financial analysis, evaluating risks, and preparing credit reports for various loan products. The role involves analysis of financial statements, communication with clients for documentation, ensuring compliance with internal credit policies, and supporting the approval process. Additionally, the Credit Analyst will maintain data accuracy and contribute to ensuring a high-quality credit portfolio.
Qualifications
- Proficiency in Credit Management and Credit evaluation techniques
- Strong Analytical Skills for financial analysis and risk assessment
- Knowledge of Finance and financial institution operations
- Excellent Communication skills, including oral and written proficiency
- Attention to detail and proficiency in maintaining accurate credit records
- Strong problem-solving skills and the ability to make data-driven decisions
- Bachelor’s or Master’s degree in Finance, Accounting, Economics, or a related field
- Previous experience in credit analysis, lending, or related domains is preferred but not mandatory
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