Mindtel Global
Website:
mindtelglobal.com
Job details:
Exp – 12+ Yrs
Location – Pune
Notice – Open (but immediate preferable)
Please find below job description.
Please look at the following and gather profiles – please look at people working as Solution Architects in Banks or Paytechs (Mastercard / Visa).
1. One or more of the following Credit Card Issuing Platform Expertise
- TSYS Prime / FirstVision
- Prime / Triumph
- FIS Base2000 / IST
- VisionPLUS
- Marqeta / Episode Six / Zeta Tachyon
2. Card Lifecycle Understanding (please look at top 8 pointers and Commercial Cards)
- Card issuance, activation, renewal, replacement, Credit Limit management, Global/shadow/available balance,Cash limits, temporary limits
- Product catalog, BIN/IIN, portfolio hierarchy
- Clearing & Settlement - Visa Base II, Mastercard IPM/MCBS, Late presentments, interchange, FX, MCC, Transaction Category
- ISO 8583 Authorization Expertise - Message parsing, DE mappings, Real‑time decisioning, partial approvals, stand‑in processing, Reversals
- Posting & GL Architecture - Provisional vs final posting, Transaction processing, GL integration
- Interest, Fees - Daily balance computation, Statement cycles
- Disputes & Chargebacks - Representment, pre‑arb, arbitration, Scheme reason codes
- Fraud & Risk Decisioning – Fraud rings, AI enablement, Fraud product integrations - FICO Falcon / Feedzai / Actimize
- Tokenization & Wallet Provisioning – Tokenization, MDES / VTS, Apple Pay / Google Pay provisioning
- Loyalty & Rewards Architecture - Redemption: statement credit / catalog / PWP, Partner settlements
- Regulatory & Compliance - PCI DSS, Data privacy (GDPR/DPDP), Scheme mandate implementation
- Reconciliation & Exception Handling – Auth & Clearing, Posting & GL, Settlement & Cash
- Commercial Cards Understanding
- Corporate hierarchy and multi‑level entitlement management
- Commercial billing models (central, individual, hybrid)
- Enhanced data handling (Level II and Level III transaction data)
- Expense management and ERP ecosystem integration
- Virtual cards and single‑use account (VCN/SUA) lifecycle management
Click on Apply to know more.