Business Analyst - Lending

INDmoney

Location: Bengaluru, Karnataka, India
Job type: Full-time

Required skills

business reviews
communication skills
compliance
cross-functional
data science
end-to-end
product analytics
SQL

About the role

INDmoney

Website: indmoney.com
Job details:

As a key member of the lending team at INDmoney, you will leverage your analytical capabilities, business understanding and creativity to drive impactful initiatives.

Job Responsibilities:

Conduct deep dives into data to identify trends, anomalies, and drop-offs across funnels, translating findings into actionable improvements
Own lead flow end-to-end, including all data flow charters, funnel conversions, and drive automation for manual processes in collaboration with the team
Basic model building understanding for customer segmentation, propensity scoring, and lifecycle prediction to enable targeted, high-ROI growth interventions.
Design, analyse, and improve experimentation frameworks; ensure statistical rigour across A/B tests and incrementality studies.
Lead business reviews with both internal and with lending partners, backed by sharp data-driven insights.
Partner closely with credit risk, product, engineering, legal, compliance, finance, and data science teams to ensure cross-functional alignment
Collaborate with external stakeholders to drive business outcomes

Desired Qualifications:

2–5 years of relevant experience in a high-impact, fast-paced environment within financial services and lending.
A strong data-driven, strategic mindset. Strong SQL skills and hands-on experience with product analytics will be a plus.
Deep understanding of the Indian lending ecosystem, including lending products, credit assessment, loan lifecycle, and the regulatory landscape
Strong cross-functional collaboration skills across internal and external stakeholders, backed by effective negotiation ability
Excellent verbal and written communication skills, with the ability to clearly articulate ideas, strategies, and findings across technical and business stakeholders
High ownership, bias for action, and comfort operating amid ambiguity

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Business Analyst - Lending

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