Role Description:
We are looking for a Business Analyst with hands-on exposure to the banking and payments ecosystem.
Responsibilities
* Gather and document business and functional requirements.
* Work closely with banks, Payment Service Providers (PSPs), cooperative banks, payment gateways, and other banking partners.
* Coordinate API integrations and onboarding with banking and payment partners.
* Prepare BRDs, FRDs, user stories, workflow diagrams, and functional specifications.
* Analyze payment flows including UPI, IMPS, NEFT, RTGS, AEPS, BBPS, cards, QR, and merchant payments.
* Collaborate with Product, Engineering, QA, Compliance, and Operations teams.
* Support UAT, certification, production rollout, and issue resolution.
* Ensure solutions align with RBI and NPCI guidelines.
Preferred Skills
* Knowledge of banking APIs and digital payment systems.
* Familiarity with PSPs, cooperative banks, and payment ecosystems.
* Understanding of payment lifecycle, settlement, and reconciliation.
* Experience with JIRA, Confluence, Postman, SQL, and Agile methodologies.
* Strong analytical, documentation, and stakeholder management skills.