Data Scientist, Credit

As a Data Scientist, Credit, you will partner closely with our Credit, Enterprise Risk, and Data Science teams to develop analytical frameworks that inform underwriting policies and credit risk strategies. Your work will directly support our Chief Risk Officer in executing a targeted loss rate while ensuring sustainable growth for our credit offerings. You will leverage data science techniques to enhance our credit risk assessment, optimize lending decisions, and refine our risk-based pricing models. Your insights will play a critical role in aligning risk management with business strategy and regulatory considerations. The ideal candidate has experience in credit risk modeling, underwriting analytics, and quantitative risk assessment. They should have strong business acumen, deep familiarity with credit products, and the ability to communicate technical insights to non-technical stakeholders.

Brex is the AI-powered spend platform. We help companies spend with confidence with integrated corporate cards, banking, and global payments, plus intuitive software for travel and expenses. Tens of thousands of companies from startups to enterprises — including DoorDash, Flexport, and Compass — use Brex to proactively control spend, reduce costs, and increase efficiency on a global scale. Working at Brex allows you to push your limits, challenge the status quo, and collaborate with some of the brightest minds in the industry. We're committed to building a diverse team and inclusive culture and believe your potential should only be limited by how big you can dream. We make this a reality by empowering you with the tools, resources, and support you need to grow your career. Our Scientists and Engineers work together to make data—and insights derived from data—a core asset across Brex. But it's more than just crunching numbers. The Data team at Brex develops infrastructure, statistical models, and products using data. Our work is ingrained in Brex's decision-making process, the efficiency of our operations, our risk management policies, and the unparalleled experience we provide our customers.