Website:
r1xchange.com
Job details:
Company Description R1Xchange is a leading banking, finance, and technology company specializing in the banking lending business, with a strong focus on Supply Chain Finance for large corporates, distributors, and retailers. The organization helps borrowers optimize working capital by combining overdrafts and term loan products into tailored financial solutions. By leveraging cutting-edge technology and data-driven insights, R1Xchange pre-underwrites documents to match borrowers with the most suitable lenders and products. The company is committed to accessible, transparent, and personalized financial offerings that support businesses in achieving financial optimization and sustainable growth.
Role Description This is a full-time, on-site Branch Manager role based in Bengaluru. The Branch Manager will oversee daily branch operations, ensuring efficient processes, compliance with internal policies, and adherence to regulatory requirements. Responsibilities include managing and developing branch staff, setting performance goals, monitoring targets, and providing coaching and feedback. The role involves building and maintaining strong relationships with corporate clients, distributors, and retailers, understanding their working capital needs, and recommending appropriate lending and supply chain finance solutions. The Branch Manager will also drive business development activities, analyze branch performance metrics, coordinate with central teams for credit and risk decisions, and ensure an excellent customer experience at all touchpoints.
Qualifications
- Strong leadership, people management, and team development skills, with the ability to motivate branch staff and foster a collaborative culture.
- Proficiency in sales, business development, and relationship management to grow the branch portfolio and deepen client engagement.
- Solid knowledge of banking operations, lending products, and supply chain finance, including working capital solutions such as overdrafts and term loans.
- Analytical and problem-solving skills, with the ability to interpret financial data, monitor KPIs, and make data-informed decisions.
- Excellent communication, negotiation, and customer service skills to engage effectively with diverse stakeholders.
- Familiarity with financial technology platforms, digital tools, and data-driven decision-making in a banking or NBFC environment.
- Understanding of regulatory and compliance frameworks relevant to lending and branch operations.
- Bachelor’s degree in finance, business, economics, or a related field; a postgraduate degree or relevant professional certification is an advantage.
- Prior experience in branch management or a senior role in retail or corporate banking, preferably in lending or supply chain finance.
- Ability to work on-site in Bengaluru and adapt to a fast-paced, growth-oriented environment.
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