Site Visit - Analyst

Your Mission

To provide fast, accessible, and digital lending solutions for SMEs. In this role that means:

• The role requires a good understanding of the funding purpose, the businesss premise, industry, business activities, business observation, company overview, business continuity plan, key management, the operational environment, legal documents, key risk elements, mitigation, and credit risk metrics, along with balancing the commercial and technical aspects of credit risk.
  
  

Important Stuff

• Flexibility - We have an office in DIFC, Dubai
• Reporting to - Credit Manager
• Start date - May 1st
• Interviews - 2 rounds of interviews totaling around 2-3 hours of commitment over a week
  
  

Day to Day you will be...

• Accountable for managing all the external visits required by the credit. The external report should be completed within the Beehive's turnaround time.
• Responsible for supporting Beehive's credit function and delivering high-quality credit analysis.
• Responsible for identifying potential fraud during the visit to protect the reputational and financial interests of Beehive's investors/ platform.
• Accountable for reviewing original client documentation during the visit, including bank statements, authorized signatory validations, annual financial statements, invoices, KYC and KYB-related documents, etc.
• Responsible for verifying borrowers' questionnaires, questions raised by the credit, and compliance during the visit.
• Accountable for ensuring client requests sit within Beehive's risk appetite and credit policy.
• Conduct a thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing, and annual due diligence.
• Provide recommendations tied to analysis and assessment of credit risk.
• Present a report of analysis, findings, and recommendations to the Senior Credit Analyst, especially findings involving a borrowers ability to repay; the report should cover all the key areas.
• Keep up to date with the companys lending protocols.
• Evaluating clients financial status by producing financial ratios through computer programs
  
  

This Might Be You If

• You have excellent communication.
• You possess strong attention to detail.
• You can work independently, prioritize tasks, and thrive in a dynamic, multicultural environment.
• You have previous experience working in a Credit/Collections role.
• You have a valid UAE driving license and own car.
  
  

Why join us?

Beehive is a rapidly growing and one of the longest-standing startups in the MENA region. We are a people-first organization, and we believe in the empowerment of our workforce

Beehive is a rapidly growing and one of the longest-standing startups in the MENA region. We are a people-first organization, and we believe in the empowerment of our workforce