Credit Risk Specialist

Join us as a "Credit Risk Specialist" at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences. The role will require you to prepare credit proposals, including independent recommendation and presentation directly to the Risk Sanctioning Unit and/or Committee on behalf of the Relationship Point. Assess customer's business and/or transaction structure through the analysis of business, transactional, market and credit risks associated with the provision of the Bank's products and services to the customer. Proactively manage the risk of the designated portfolio by periodic review, identify potential credit deterioration or EWL sign of delinquency and take immediate corrective action on breaches or downturn in quality by taking up with client/Coverage/Risk Sanctioning teams You may be assessed on the key critical skills relevant for success in role, such as experience with corporate credit analysis, as well as job-specific skillsets. To be successful as a "Credit Risk Specialist", you should have experience with: Basic/ Essential Qualifications: * Chartered Accountant * MBA (Finance) * CFA Desirable skillsets/ good to have: * Good credit report underwriting skills * Sound understanding of corporate financial statements (including Balance Sheet, Profit & Loss and Cash Flow) and ratio analysis * Experience in dealing with various corporate banking lending products such as Term Loan, Overdraft, RCF, Trade products (Letter of Credit, Bank Guarantee, CID, Trade Loan) and FX/Derivatives line

Barclays Risk In Risk Barclays develops, recommends, and implements controls and cost-effective approaches to minimise Barclay's risks, identifies and analyses potential sources of loss to minimise risk and estimate the potential financial consequences of an occurring loss.