Website:
smfg.co.jp
Job details:
Job description:
Job Responsibilities
- Review of Credit Appraisal Memoranda of new and existing loans to ensure the accuracy of all financial details and compliance with the Bank’s procedures
- Risk Identification & Mitigation with respect to credit proposals and ensuring high credit quality
- Adherence of credit proposals to Head Office policies & procedures and local regulatory requirement.
- Closely work with the Business team to structure credit limits for corporate clients
- Continuous review of the bank’s credit strategy, prepare recommendations for changes in products, credit limits and other terms and conditions and levels of exposure to particular market segments or customers
- Self-Assessment and continuous monitoring of sanctioned limits.
- Periodic internal and external reporting to HO and RBI, including self- assessment
- Knowledge - The candidates are expected to also have a high numeric ability and proficiency in Microsoft Excel
- Skills – Good understanding on Financial & Ratio analysis; Strong numerical and financial skills with the ability to interpret financial information and able to design and use financial models; Ability to understand and assess the effects of industry developments on the portfolio; Positive attitude towards learning and adapting to new processes
- Experience – 7- 9 years of experience with minimum 3 years of experience in a similar function
- Qualifications – Chartered / Cost Accountant or MBA -Finance , IBA/NIBM certified courses will be additional plus point
Profile description:
The incumbent shall be responsible for reviewing Credit applications and performing Credit Analysis for Large corporate clients as part of Corporate Banking Team. He/she would also be providing transaction support to stakeholder and would be actively performing customer interaction as part of the role.
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