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Product Manager - Gold Loans

Salary

30 - 35 LPA

Min Experience

4 years

Location

Mumbai

JobType

full-time

About the job

Info This job is sourced from a job board

About the role

At Arvog, were on a mission to re-define Gold Loans with innovation, speed, and scale. We don't do things the traditional way - we build, experiment, and optimize to make borrowing seamless, fast, and customer-first. Were looking for a Product Manager Gold Loans who can own, scale, and optimize our gold loan portfolio. If you have a bias for action, love solving complex problems, and can work at the intersection of business, product, and tech, you'll love this role. What you'll do (Ownership + Execution) - Own the Gold Loan Product Suite Define the vision, strategy, and execution plan to scale Gold Loans across digital and offline channels while owning the P&L of the product. - Make Gold Loans friction-less Simplify processes, reduce turnaround time (TAT), and enhance the entire lead funnel from application to disbursal. - Market + Competition Intelligence Track industry trends, customer needs, and competitor offerings to build a differentiated product. - Optimize Pricing & Risk Models Work with risk, compliance, and finance teams to fine-tune LTVs, interest rates, and credit policies. - Digitize & Scale Identify tech gaps, drive automation, and work with engineering teams to build best-in-class loan platforms. - Go-To-Market & Growth Collaborate with sales, marketing, and ops to drive adoption, scale volumes, and reduce drop-offs. Cross-selling will be a key driver. - Identify Gaps & Remove Leakages Continuously analyze existing journeys, identify inefficiencies, and fix process leakages to improve conversion rates. - Introduce New Products & Features Work closely with the management team to launch new gold loan products and features aligned with business goals. - Measure & Iterate Define key KRs (approval rates, disbursal, repeat users), track performance, and drive data-backed improvements.

About the company

Augmont Gold For All is India's largest completely integrated gold player from refining to retailing. Being India's leading refinery, it is a one stop destination for all your gold needs. Buy the purest 24 carat gold and silver coins or 22 carat hallmarked gold jewellery at the best prices. Augmont Gold For All is trusted across the industry by jewellers and financial institutions. It is accredited by BIS (Bureau of Indian Standards) and NABL. It is a member of India Good Delivery on NSE, BSE and MCX. At every stage of your life, Augmont Gold For All is there to serve you. With this App, you can buy, sell and store gold or silver. You can also get gold and silver physically delivered at your doorsteps. You can even exchange your gold for jewellery at over 10000 jewellers' stores. Additionally, you can avail loans against gold at your home or buy gold jewellery and silver articles on EMI. You can also deposit gold and earn annual interest. The wide range of products from Augmont Gold For All include Digi Gold, Gold Loan, Gold EMI, Scrap Gold, Gold SIP, Gold FD, Gold ETF, Gold Bonds, and Gold Coin. You can now buy gold and silver online from our platform that offers the best wholesale prices across the industry and ensures safe and secure delivery of your purchases. Our customer service team is always available to serve you as and when you need help.

Skills

Product Lifecycle Management
Product Funnel Analysis
Product Scalability