Credit Saison India
Website:
creditsaison.in
Job details:
About Credit Saison India
Established in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population.
Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. Credit Saison India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings.
Currently, Credit Saison India has a branch network of 80+ physical offices, 2.06 million active loans, an AUM of over US$2B and an employee base of about approx ~2000 employees.
Credit Saison India is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people.
Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. Based in Singapore, Saison International’s global operations span over Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil, with active investments in debt, equity, corporate venture capital, and technology.
Key Responsibilities
- Assist in conducting credit assessment of the leads & filtering them out for further evaluation.
- Assist in various aspects of Due Diligence activities of the prospective borrowers.
- Analyse financials statements of the prospects, including but not limited to Balance Sheet; Profit & Loss Statement; Cash Flow Statement, etc.
- Build various financial models/projections; detailed financial analysis outputs that shall assist in decision making.
- Preparing detailed investment proposals as well as preparing internal & external presentations & materials.
- Interacting frequently with internal and external stakeholders
- Assist in frequently monitoring the portfolio & identifying potential risks in the borrower’s business.
- Assist in various aspects of business execution.
- Work on research areas as per the business requirements.
Preferred Skill Sets
- Excellent MS Excel and Power Point Skills
- Confident & a good communicator
- Ability to take initiative & run solo on the assigned work/project
- Motivated to learn & deepen understanding in the financial services space
- A team player
Desired Profile
Experience: 1-3 years of related experience in NBFC lending/corporate banking
Education: MBA from a top-tier business school/Chartered Accountant (CA)
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