Flexiloans Technologies Pvt. Ltd.
Website:
flexiloans.in
Job details:
Who we are:
FlexiLoans is a technology based Digital financing platform started with an endeavor to solve the problems that small businesses face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Our vision is to give "Financial access at a click". Our talent pool has rockstars from diverse backgrounds - ex- Founders, investment bankers, e-commerce and payments with the passion to make a difference to the lives of 70 mn+ MSME businesses in India.
FlexiLoans.com is a pioneer in the ecosystem-based digital lending for small businesses in India. Till date, we have disbursed over 100,000+ loans worth over Rs. 5,000 Crs+ to small sized businesses across 3,200+ cities without having a single branch! We are the leaders in using technology and risk models that focus on alternate / surrogate methods for scoring customers. Our origination is 100% digital with over 100 embedded partnerships like Amazon, Flipkart, Nykaa, Paytm, Paisabazaar, META, etc. for providing credit access to MSME businesses.
Founded by CA/ISB alumni, FlexiLoans is funded by marquee funds and HNIs in the form of MAJ invest, Fasanara Capital, Sanjay Nayar (Founder - Sorin Investments, Chairman - KKR India and Ex-CEO, Citibank South Asia), Dr. Harry Banga (Founder, Caravel group), Yogesh Mahansaria (Founder, Alliance Tyres) Gunit Chaddha (Ex-CEO, DeutscheBank, Asia Pacific), Anil Jaggia (Ex-CIO, HDFC Bank), Vikram Sud (Ex-COO, Kotak Mahindra Bank), Narayan Seshadri (Ex-Managing Partner, KPMG), Gopal Srinivasan (Chairman, TVS Capital) and Siddharth Parekh (Co-Founder, Paragon
Partners) to name a few. Our product offerings and value proposition can be accessed on our website: https://www.flexiloans.com/
Why join us?
A six-times certified ‘Great Place to work’ workplace, at FlexiLoans you will be working with top tier talent from diverse backgrounds hungry to make a dent in the MSME universe. We believe in people owning what you do and providing support to folks for making decisions (sometimes even wrong decisions!) all the while learning and growing with the organization. FlexiLoans is your front row seat to the MSME Fintech revolution in India!
The role in a gist:
As FlexiLoans enters the next orbit of growth, we are looking for people with the passion and
hunger to make a dent in the MSME ecosystem. In this role you will be experienced in the post
sanction and disbursement. Sounds like you? Read more on’
What we are looking for in the role:
● Manage the lifecycle of operational risk incidents, from initial reporting and classification to final closure.
● Lead "Deep Dive" sessions with functional heads to identify why a failure occurred (People, Process, System, or External events).
● Maintain the Internal Loss Data (ILD) library, ensuring accuracy in gross loss, recoveries, and near- miss reporting.
● Track the implementation of corrective and preventive actions (CAPA) to ensure departments are closing gaps identified during incidents.
● Assist in the periodic review of Risk Control Self-Assessments (RCSA) for key business units.
● Conduct targeted control testing to validate the effectiveness of existing risk mitigants.
● Help identify & Emerging Risks & as the NBFC scales its middle-layer operations.
● Prepare monthly incident dashboards for the Committee meeting & senior management.
● Conduct awareness sessions for branch and corporate staff to improve the & Reporting Culture & (reducing the fear of reporting near-misses).
● Identify operational risks across processes, including loan origination, underwriting, disbursement, and collections.
● Track and report operational Key risk indicators (KRIs) to provide early warnings of potential risks.
Ideal Candidate:
● Excellent communication and stakeholder management abilities.
● Analytical and problem-solving skills with attention to detail.
● Proactive and able to work independently in a fast-paced environment.
● In-depth knowledge of operational risk frameworks.
Qualification & Experience:
● CA/MBA with 3 to 5 years of relevant experience in Operational Risk Management
preferably in Bank / NBFC / Financial services.
● Should have experience in assessing and managing operational risks across business
processes.
● Experience in maintaining operational risk registers, incident management, and implementing action plans to address identified gaps.
● Engaging with stakeholders to understand and plug Operational risk gap areas
Click on Apply to know more.