Area Sales Manager: Working Capital (SME & Mid-Corporate)

Oxyzo Financial Services

Website: oxyzo.in
Job details:

Company Description

Oxyzo Financial Services specializes in providing tailored credit solutions to empower small and medium enterprises (SMEs) in India. With offerings such as collateral-free credit, low-interest rates, and rapid loan processing within 48 hours, Oxyzo focuses on enabling SMEs to scale operations and improve profitability. Serving thousands of SMEs across the country, Oxyzo handles loan disbursements of over 4,000 crores annually, with a robust Asset Under Management (AUM) of over 10,000+ crores. Oxyzo's innovative features, including "Pay As Per Usage," minimal documentation, and material savings, make it a leading choice for SME financing.

Role Description

This is a full-time, on-site role located in Hyderabad for an Area Sales Manager: Working Capital (SME & Mid-Corporate) at Oxyzo Financial Services. The role involves driving sales for working capital solutions, acquiring new SME and mid-corporate customers, and achieving sales targets.

• Actively sourcing and acquiring SME and Mid Corporate clients across a spectrum of industries including Manufacturing, Engineering, Chemicals, Pharma, Textiles, and Logistics.
• Conducting thorough credit and risk analyses to inform sound decision-making, while adeptly preparing credit notes to facilitate smooth deal structuring.
• Ensuring seamless document fulfillment and timely disbursement of credit facilities
• Working alongside the leadership and risk team to structure competitive deals and onboard clients effectively.
• Collaborating with the leadership to identify and capitalize on new growth clusters and industries
• Building and leveraging a strong network within industry circles to expand the business portfolio and capitalize on emerging prospects.

Qualifications

• Proven experience in sales, client acquisition, and relationship management, preferably in the financial services or lending industry
• Strong understanding of Working Capital Finance, SME and mid-corporate business financing, and customized credit solutions
• Proficient in market analysis and identifying growth opportunities within the SME sector
• Excellent communication, negotiation, and team collaboration skills
• Ability to work in a fast-paced, target-driven environment while delivering client-centric solutions
• Bachelor’s or Master’s degree in Business, Finance, Economics, or a related field
• Experience in handling credit assessment and loan approval processes would be an added advantage

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