Website:
hdfc.bank.in
Job details:
Job Role: Area Sales Manager - Gold Loan
Location : Raigarh & Navi Mumbai
Job Description:
- Lead a team of Sales Managers & Sales Executives to achieve gold loan disbursement targets and business growth in assigned location.
- Need to increase Gold Loan portfolio in branches assigned & in turn increase Bank's Gold Loan market share in the location.
- Identify and penetrate new markets, forge partnerships with Branches & Channel partners and optimize branch-level operations.
- Monitor market trends, competitor activities, and RBI guidelines to devise effective sales strategies.
- Ensure compliance with KYC, gold valuation standards, and risk management protocols.
- Conduct team training, performance reviews, and motivational initiatives to boost productivity.
- Collaborate with Branch Banking Heads for business growth, portfolio expansion and customer acquisition.
Experience & Qualifications Required:
- Min 5-8 years in gold loan sales & retail banking, with at least 2 years in a supervisory/team lead role.
- Proven track record in achieving sales targets
- Strong knowledge of gold loan products, rural/semi-urban markets, and local networking.
- Bachelor's degree (MBA/B.Com preferred); fluency in English, Hindi, and Marathi
- Excellent leadership, negotiation, and analytical skills; proficiency in MS Excel & MS Power Point for reporting.
Click on Apply to know more.