Bajaj Finserv
Website:
bajajfinserv.in
Job details:
Location Name: Pune - Wakdewadi
Job Purpose
The Co-Lending Product Manager will be responsible for designing, managing, and scaling co-lending partnerships between banks, NBFCs, and Fintechs. This role involves product ownership, regulatory compliance, and driving growth in co-lending portfolios across MSME, housing, and retail segments.
Duties And Responsibilities
Business development across HFC’s, NBFC’s and Fintech’s for business partnership under Co-lending/FLDG models. This will include all activities of pipeline creation, commercial negotiations, legal agreements, tech integrations, compliance alignments and other on-boarding activities.
- Key account management for business generation post on-boarding of partner – monthly business volumes across each partner, revenue, and loan loss.
- Strong portfolio management along with risk actions to keep loan loss within desired threshold
Key Decisions / Dimensions
Data accuracy basis fitment and proposing to stakeholders
- Business construct, product fitment and possible business volume with each partner
- Shortlisting of the right partner basis fitment and proposing to stakeholders
- Business construct, product fitment and possible business volume with each partner
Major Challenges
- Knowledge of varied product sets given that partnerships may vary across different product classes such as personal loans, business loans, micro finance loans etc.
- - Interacting with various stakeholders across the organization as business will be heavy on risk, credit, and finance
Required Qualifications And Experience
- Qualifications
- Postgraduate preferably MBA
- Work Experience
- 4-6 years in business development/account management
- 2-3 years of financial services experience is mandatory
- Skills Keywords
- Confident with good language proficiency across English & Hindi
- Flexible with patience in dealing with clients.
- Individual with a strong mindset & temperament who adapt to BFL culture
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