Peoplemint Consultants
Website:
peoplemint.in
Job details:
Hiring for 'Area Head Credit – Business Banking" in a Bank.
Location-Kolkata
Job Summar
y:Responsible for managing credit underwriting for SME and Mid-Market customers within the assigned area. The role focuses on credit appraisal, portfolio quality, risk management, policy compliance, and supporting prudent business growt
h.Key Responsibilitie
- s:Appraise and underwrite Business Banking credit proposal
- s.Review and approve proposals within delegated authorit
- y.Conduct financial, industry, business, and borrower risk analysi
- s.Guide business and credit teams on loan structuring and risk mitigatio
- n.Monitor portfolio quality, delinquency, NPAs, and stressed account
- s.Ensure compliance with internal credit policies and regulatory guideline
- s.Coordinate with business, risk, audit, and senior management team
- s.Mentor junior credit team members and improve credit processe
s.Qualification & Experienc
- e:CA / MBA (Finance) or equivalent financial qualificatio
- n.6+ years of relevant experience in Business Banking / SME / Mid-Market Credi
t.
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