Apprentice

American Express

Website: americanexpress.com
Job details:
Job Description

A single decision can have many outcomes. And when that decision affects hundreds of thousands of customers and employees, it needs to be the right one. That’s where our Global Risk & Compliance (GRC) team comes in. Our teams in GRC work to improve the efficiency and effectiveness of control and compliance at American Express to successfully identify, monitor and manage risks.

Role Overview

The Enterprise Risk Management (ERM) and Risk Oversight function within GRC provides independent oversight by monitoring, reviewing, and challenging risk activities across business units in alignment with enterprise standards and regulatory expectations. This role sits within the ERM team and reports into the Chief Risk Officer (CRO) organization of American Express Banking Corp. (AEBC) India. The incumbent will support oversight across a broad spectrum of risks, including Credit Risk, Operational Risk, Fraud Risk, Reputational Risk, and Third-Party Risk.

Responsibilities

• Conducting data driven reviews of credit, operational processes, etc. to identify gaps in processes in particular with respect to our internal policies and regulatory guidelines.
• Performs validation and analysis to determine, monitor and management of risks related to the business products and processes.
• Support monitoring of risk exposure against the bank’s risk appetite and escalate concerns to governance forums as needed.
• Develop and automate reports/dashboards using Python/SQL to improve monitoring efficiency and transparency
• Contribute to the development, review, and enhancement of AEBC risk policies
  
  

Qualifications

Minimum Qualifications:

• Bachelors degree in economics, business, engineering, banking, or a related field.
• Ability to work effectively in a team environment and drive project deliverables to achieve business results
• Strong communication and interpersonal skills
• Ability to learn quickly and work independently with complex, unstructured initiatives
• Strong analytical and problem-solving skills with attention to detail.
• Ability to work with large datasets and derive meaningful insights
• Understanding of risk management concepts (credit risk, model risk, or operational risk) and any relevant certifications is a plus
• Understanding of Regulatory Compliance /Operational risk management areas.
• Knowledge of MS Office – PowerPoint, Excel
  
  

Preferred Qualifications

• Working knowledge of Python and SQL for data analysis and automation
  
  

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About The Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities
  
  

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations. Click on Apply to know more.