Affirm Senior Staff Software Engineer

Affirm is looking for a Senior Staff Software Engineer to take on a key role in defining the technical direction and foster innovation across the Discovery Domain engineering organization. You'll collaborate with engineering leaders, cross-functional teams, and stakeholders to build scalable, reliable, and high-performing solutions. You'll help shape best practices, guide architectural choices, and drive the successful delivery of critical initiatives. You will be responsible for building large-scale distributed systems, and developing the overall technology strategy for the Discovery domain within our engineering org. Build a multi year technical strategy for Discovery domain focused on product roadmap, availability and scale. Partner with the architecture team at Affirm to guide architectural choices within the Discovery domain. Influence or make product decisions/scope and determine the right technical tradeoffs to deliver customer value quickly. Design, implement, and extend core platform services and APIs to enable new products and features to be built. Architect and build the next version of our data-processing pipelines. Create 3rd party developer APIs and tools. Analyze/debug performance issues across distributed services. Plan, design, and build our core platform software and systems to scale with an increasing number of users, features, business requirements, partners, and new engineers.

Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit - by delivering the Affirm card, the first US debit card with the option to pay-over-time. Boasting over 21M consumers and 337,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what people will pay before they take out a loan. Affirm collects payments from the customers and pays the merchants directly, shouldering the risk itself. The company has boosted its market share, expanding its availability beyond the US to include most of Canada, and continues to launch new features and create new partnerships towards bettering its offering.